Contact Us/Help!
Handle:
Password:
Forget Your Password?    Join for FREE!
SweetKO
LA, CA
35 blogs/27 comments
since Dec 15 2013

Level 3
AttributeLevel
Overall3
Safety3
Compliance3
Integrity3
Reliability3
Karma3
See Photo Albums
Full Coverage
Jan 7 2020 12:06AM more by SweetKO
Tags: LA, Random (All tags)

What Company is the BEST to go through?

im in need of Full Coverage for my new car,
but don't want to go through Farmers Insurance again.

SUGGESTIONS PLEASE
      
There are 29 comments on this blog.
hityafromtheback
Rancho Palos Verdes, Coastal, LA, CA
0 blogs/1 comments
since Jun 7 2008

Level 0
AttributeLevel
Overall0
Safety0
Compliance0
Integrity0
Reliability0
Karma0
See Photo Albums
Jan 7 2020 03:30AM     link to this

I got AAA might not be the cheapest but they have D.M.V. Services so you don’t have to wait in those long ass lines like you do at the DMV. And if you sign up for a membership like $30-40 you can get free roadside assistance and towing.
TNBE
Ontario, Inland Empire, CA
9 blogs/717 comments
since Jul 20 2011

Level 0
AttributeLevel
Overall0
Safety0
Compliance0
Integrity0
Reliability0
Karma0
See Photo Albums
Jan 7 2020 04:08AM     link to this

Progressive covers my Convertible, best I've found so far.
Facephuckker
Austin, TX
149 blogs/9752 comments
since Sep 10 2009

Level 4
AttributeLevel
Overall4
Safety5
Compliance5
Integrity4
Reliability4
Karma4
See Photo Albums
Jan 7 2020 05:02AM     link to this

avoid wawanesa, they may be cheap, but you pay for that with shitty service
I;m back with state farm, but looking again, they all suck, and are worse in ca
Chucklaylo
City of Ventura, Ventura, Central Coast, CA
13 blogs/1250 comments
since Aug 25 2007

Level 3
AttributeLevel
Overall3
Safety4
Compliance4
Integrity4
Reliability4
Karma4
See Photo Albums
Jan 7 2020 05:45AM     link to this

Have been with Allstate a long time. They have always treated me well.
MikeHunter
Glendale, SFV, LA, CA
0 blogs/41 comments
since Feb 7 2017

Level 5
AttributeLevel
Overall5
Safety5
Compliance5
Integrity5
Reliability5
Karma5
See Photo Albums
Jan 7 2020 06:14AM     link to this

I have had good service from Mercury for many years.
KaiserSoce
CA
222 blogs/5160 comments
since Oct 2 2017

Level 0
AttributeLevel
Overall0
Safety1
Compliance0
Integrity1
Reliability0
Karma1
See Photo Albums
Jan 7 2020 06:33AM     link to this

+1 on AAA.

Not the cheapest... but not the most expensive either. Good price. Amazing service!

I have never had an issue with a claim.
bigseekersb
Inland Empire, CA
22 blogs/941 comments
since Apr 23 2011

Level 2
AttributeLevel
Overall2
Safety2
Compliance2
Integrity2
Reliability2
Karma2
See Photo Albums
Jan 7 2020 06:40AM     link to this

Unless you are able to get a huge discount through bundling and safe driver discount, etc. I found AAA to be too expensive for the coverage.

In my humble opinion, don't go to an insurance AGENT. He/she works for one particular company, and that is it.

Instead, go to an insurance BROKER. They can get you the best coverage and service for your particular situation, with the ability to choose from MULTIPLE companies. The broker works for YOU, not the company. Also, most brokers are willing to assist if you have a claim, to make sure you get great service.
KaiserSoce
CA
222 blogs/5160 comments
since Oct 2 2017

Level 0
AttributeLevel
Overall0
Safety1
Compliance0
Integrity1
Reliability0
Karma1
See Photo Albums
Jan 7 2020 06:42AM     link to this

I do have life, home and auto bundled
phlampson
Inland Empire, CA
26 blogs/662 comments
since Aug 19 2008

Level 4
AttributeLevel
Overall4
Safety4
Compliance4
Integrity4
Reliability4
Karma4
See Photo Albums
Jan 7 2020 07:54AM     link to this

Beware of brokers. They often charge a hefty brokerage fee which is just pure commission.

Currently with AAA, but many years ago, I bought Mercury insurance through Auto Insurance Specialists (aisinsurance.com) and there were no added fees. Don't know if they still sell Mercury, but they're worth checking out.
OCCityBoy2
OC, CA
27 blogs/2441 comments
since Jul 15 2016

Level 3
AttributeLevel
Overall3
Safety4
Compliance4
Integrity4
Reliability4
Karma4
See Photo Albums
Jan 7 2020 08:14AM     link to this

Mercury has its own agents.

been with Mercury 40+ years.
yellowB2
Mission Viejo, OC, CA
14 blogs/1909 comments
since Sep 21 2016

Level 2
AttributeLevel
Overall2
Safety2
Compliance2
Integrity2
Reliability1
Karma2
See Photo Albums
Jan 7 2020 08:36AM     link to this

Esurance.com.

It's an Allstate company, but all on line. Pricing a little better than the big companies.
Al_Most_Perfect
Bay Area, CA
142 blogs/2367 comments
since Sep 19 2012

Level 3
AttributeLevel
Overall3
Safety3
Compliance3
Integrity3
Reliability3
Karma3
See Photo Albums
Jan 7 2020 08:49AM     link to this

I shop around every six months and Geico is always the cheapest.
They were also very responsive and paid me quickly several years ago when I filed a claim.
stoke
OC, CA
0 blogs/56 comments
since Nov 19 2009

Level 3
AttributeLevel
Overall3
Safety4
Compliance4
Integrity4
Reliability4
Karma4
See Photo Albums
Jan 7 2020 10:45AM     link to this

I thought this blog was about small condoms.
Healer
Inland Empire, CA
13 blogs/490 comments
since Sep 30 2008

Level 4
AttributeLevel
Overall4
Safety5
Compliance-2
Integrity4
Reliability5
Karma5
See Photo Albums
Jan 7 2020 12:25PM     link to this

Try Amica Mutual.
I don’t use it but in consumer reports ratings last 20 years, it consistently gets among top honors in cheap and reliable
mmca2
SFV, LA, CA
0 blogs/33 comments
since Oct 28 2008

Level 0
AttributeLevel
Overall0
Safety1
Compliance1
Integrity1
Reliability1
Karma1
Jan 7 2020 01:11PM     link to this

If no more than 1 point on your driving record - wawanesa insurance.
Lily4u
Newport Beach, OC, CA
84 blogs/247 comments
since Apr 21 2015

Level 4
AttributeLevel
Overall4
Safety4
Compliance4
Integrity4
Reliability4
Karma4
See Photo Albums
Jan 7 2020 02:55PM     link to this

Allstate
OCMarc2015
Anaheim Hills, OC, CA
35 blogs/592 comments
since Sep 1 2015

Level 4
AttributeLevel
Overall4
Safety4
Compliance-1
Integrity4
Reliability4
Karma4
See Photo Albums
Jan 7 2020 03:21PM     link to this

Contact an independent broker who can give you multiple options and carriers to choose from. Each insurers price will vary depending on the zip code of where you live.

As for the commissions, standards rate is 12%. There is not a broker fee on top of that. If they try to charge you one, go the other way. The commission rates are set by the insurer and is very heavily regulated.

Mercury is a good company. I had them for years with no issues whatsoever.
hoppi
OC, CA
47 blogs/591 comments
since Apr 11 2018

Level 3
AttributeLevel
Overall3
Safety4
Compliance0
Integrity2
Reliability2
Karma3
See Photo Albums
Jan 7 2020 03:28PM     link to this

Go with Flo, she seem like she smart and won't dick you around
Smurf
CA
10 blogs/60 comments
since Mar 12 2016

Level 1
AttributeLevel
Overall1
Safety2
Compliance0
Integrity1
Reliability1
Karma1
See Photo Albums
Jan 7 2020 06:17PM     link to this

+1 Geico - I found them to be the cheapest other than USAA, but USAA requires you or a family member be a current or former member of the military. It formerly was just officers, but now they accept NCOs as well.
stoneface
City of Riverside, Inland Empire, CA
9 blogs/191 comments
since Oct 17 2007

Level 4
AttributeLevel
Overall4
Safety4
Compliance4
Integrity4
Reliability4
Karma4
See Photo Albums
Jan 7 2020 07:40PM     link to this

AAA,Little pricey but the DMV services and roadside assistance balance it out.Been a member 12+ years no complaints.
SweetKO
LA, CA
35 blogs/27 comments
since Dec 15 2013

Level 3
AttributeLevel
Overall3
Safety3
Compliance3
Integrity3
Reliability3
Karma3
See Photo Albums
Jan 7 2020 08:22PM     link to this

im blessed to be with my parents AAA but that still doesn't cover my own cars need for full coverage..so from what im seeing everyone say, its in agreement that farmers is the worst lol.
SweetKO
LA, CA
35 blogs/27 comments
since Dec 15 2013

Level 3
AttributeLevel
Overall3
Safety3
Compliance3
Integrity3
Reliability3
Karma3
See Photo Albums
Jan 7 2020 08:23PM     link to this

I have a quote from geico tho and they seem to be expensive but possibly worth it?

I don't really care about cost, as long as its worth it for what's covered.
SweetKO
LA, CA
35 blogs/27 comments
since Dec 15 2013

Level 3
AttributeLevel
Overall3
Safety3
Compliance3
Integrity3
Reliability3
Karma3
See Photo Albums
Jan 7 2020 08:25PM     link to this

and I know liberty mutual is by far the worst as far as price goes...

but there's just something about that damn commercial...

"liberty bibberty"

gets me EVERY time hahaha
Stue
Corona, Inland Empire, CA
0 blogs/479 comments
since Jan 18 2018

Level 3
AttributeLevel
Overall3
Safety4
Compliance2
Integrity3
Reliability3
Karma3
Jan 7 2020 08:33PM     link to this

Lemooo emooo and Dug!
dblednmike
Carson, Inland Cities, LA, CA
73 blogs/1375 comments
since Jan 28 2008

Level 3
AttributeLevel
Overall3
Safety3
Compliance0
Integrity3
Reliability3
Karma3
See Photo Albums
Jan 7 2020 08:41PM     link to this

Happiest with AAA for auto insurance. Great service and fair price.

AAA for home insurance suck however.
KaiserSoce
CA
222 blogs/5160 comments
since Oct 2 2017

Level 0
AttributeLevel
Overall0
Safety1
Compliance0
Integrity1
Reliability0
Karma1
See Photo Albums
Jan 7 2020 09:20PM     link to this

I have had multiple auto claims with AAA. Always had great service. I have never had to make a homeowners claim... so I don’t know how that service is.

My life insurance payout is getting closer everyday.
artnjazz
Santa Monica, LA, CA
LA, CA Today!
19 blogs/5285 comments
since Aug 10 2015

Level 5
AttributeLevel
Overall5
Safety5
Compliance5
Integrity5
Reliability5
Karma5
See Photo Albums
Jan 7 2020 09:30PM     link to this

Do not take advice from anyone on this site for/or about anything.

Do your research, call and ask questions...good night.
dblednmike
Carson, Inland Cities, LA, CA
73 blogs/1375 comments
since Jan 28 2008

Level 3
AttributeLevel
Overall3
Safety3
Compliance0
Integrity3
Reliability3
Karma3
See Photo Albums
Jan 7 2020 09:36PM     link to this

AAA’s homeowner insurance sucks. Only ever made one claim and they denied it. Had a hairline crack on a drain pipe inside a wall. Very slow seep. As soon as I caught it, had a plumber out to fix it. There was mold in the wall that needed to be removed and some damage under the floor. Claimed the leak had been going on more than two weeks and wouldn’t pick up the cost because if I had fixed it right away the damage wouldn’t have occurred. So I guess I should just randomly poke holes in my walls and check for unseen leaks???? GTFOH!!!!
hyder
SGV, LA, CA
0 blogs/799 comments
since Mar 11 2008

Level 0
AttributeLevel
Overall0
Safety0
Compliance0
Integrity0
Reliability0
Karma0
See Photo Albums
Jan 8 2020 05:38PM     link to this

Are you a vet? USAA is the best.
There are 29 comments on this blog.