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This is the fault of congress. Congress should have put a moratorium on mortgage payments and making all mortgage payments missed would just be add to the back end of the loan. After doing that also make it so that all landlords would have to pass that along to their tenants.
But far be it from the federal government to actually do something that would actually do some good.
Plus most of congress is the banking industries back pocket.
It'd actually be stupid for landlords to evict anyway, the amount of people able to rent has decreased significantly.
Atticus Finch
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After seeing that tenants have more rights than the homeowner, I got my money out of rentals.
Fuck California.
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Allegedly that is between the months of March 1st and August 31st but tenants must pay at least 25% of rent after that date. I thought California was in the process of reopening according to people who I spoke to today? NBC said the legislation would not forgive non-payments and tenants still owed for those months.
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You posters about mortgage moratorium do realize that most are bundled and sold off as income investments to public and private pensions? Lending institutions keep some in house but act mostly as an originator of mortgages. The mortgage servicer is required to pay whether they collect the mortgage payment or not.
It's not as simple as you think.
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Say thank you to Babbling Nuisance and other Progressive governors for shutting down the economy and constantly moving the goalposts such that small businesses and their employees can starve and be evicted.
Big shout out to those that passed AB5 and destroyed all those job opportunities too.
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“ I got my money out of rentals.”
I didn’t 
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Kind of sucks , because you don't want to see people out on street. But what about those who are paying rent
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we get screwed for being good tenants
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'It's not as simple as you think.'
I understand that they're bundled and sold as investments. But that's the chance you take, there's risk in any investment. If the hedge funds etc. lose money so be it, that's the chance you take - it's not a savings account it's an investment.
The fact is that if a mortgage moratorium had been put in place, with missed mortgage payments put on the back end of the loan, and passed on to ALL tenants that would have done more to help people affected by covid then the idiotic $1200 most got, I didn't but I know quite a few that did.
Atticus Finch
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Right? And to think I paid all my rent payments. But then again I live in Las Vegas but still. Wow!
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Fortunately, I have good tenants in my two rental houses. Both of these properties have a mortgage though and if the rent doesn’t get paid, I’m still making the mortgage payment. I’m willing to work with my tenants, but, this law authorizes theft and is a violation of personal property rights, but Democrats don’t care about property rights in their socialist ideologies...
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I thought the easiest way to help people was to fund the banks with an iron fist to take care of all of the housing, car payments, and a few other things...DO this on the front end to help people and their mental well being, not on the backend when it might be too late
no interest and defer 12months worth of payments on the back of the loans (houses, cars, office buildings) I'm sure there are lots and lots of variables that need to be hashed out
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Do Republicans have any solutions, or just complaints?
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"no interest and defer 12months worth of payments on the back of the loans (houses, cars, office buildings)"
This seems like a good idea. Why hasn't something like this been put into place already?
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was definitely in the news at some point...they would still need to be doing some of the other things...maybe all of them. when there is no money for a family, there is no money.
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There are people lobbying for the financial well being of the real estate industry to be able to implement a 12 month forebearance because unlike renters, home owners have assets, and assets help other institutions make money. What does a renter have compared to that? Social well being?
And it really is the fault of the govt at the federal level. They have to realize that unlike them, a lot of people are living paycheck to paycheck and are basically working poors. The Ca govt is being compassionate and is doing what it can despite this but somebody has to shoulder the cost, homeowners be damned.
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Yes, we have a great solution....
Recall Newsom and get a governor who actually understands business. A restaurant with an alcohol license does not survive on take out food. They need butts in chairs, consuming beverages, whether alcohol or non alcohol. The huge profit margins on these beverages are what allows restaurants to profit. And their staff need tips, and tips are not as great on take out orders.
Tighten protocols on the high risk people in the state. Make sure testing is happening with these high risk people. And then open up the state for business. Have temperature testing for everyone when going into to any establishment. Require masks when people are indoors or within 6 feet of others.
The essential businesses have been doing well with their protocols and protections. Give everyone else a chance at survival.
This new opening procedure of Newsom's means that LA County may never open.
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"A restaurant with an alcohol license does not survive on take out food. They need butts in chairs, consuming beverages, whether alcohol or non alcohol. The huge profit margins on these beverages are what allows restaurants to profit. And their staff need tips, and tips are not as great on take out orders."
Agreed, people should tip more on take out, absolutely. You can get alcohol to go at every restaurant with a license currently - I get sake or wine or beer or cocktails to go whenever I get takeout to help out my local restaurants. Beyond that, please specifically describe how indoor dining could be safely resumed "as normal" in a way that would allow restaurants to survive.
"Tighten protocols on the high risk people in the state. Make sure testing is happening with these high risk people. And then open up the state for business. Have temperature testing for everyone when going into to any establishment. Require masks when people are indoors or within 6 feet of others."
Please specifically describe how you would determine who high risk persons are and also what protocols you would "tighten" - people with diabetes or asthma or over a certain age are not allowed to leave their house? If that is hyperbole - tell us specifically what you are thinking would be appropriate. Many people are refusing to use masks or get their temperature taken and some are being violent when challenged - talk to your people about this.
"The essential businesses have been doing well with their protocols and protections. Give everyone else a chance at survival."
What specific kinds of businesses are not being allowed to survive and once listed - please proscribe a specific plan of opening that is safe. How should a gym, tattoo parlor or bar operate safely under current conditions?
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I find the lack of empathy here worse. Its not like people don't want to pay rent. This is a pandemic where millions lost their job. They want help to not lose their homes or end up on the street.
Its easy to critique other people's struggles while you have the disposable income to spend hundreds or thousands on women every month.
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Rental property owner can also seek mortgage forbearance too. Geeze, Cry me a River.
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You can get alcohol to go, but people are not inclined to do so, since they are not sitting in the restaurant enjoying the cocktail or beverage. They will just drink their own at home for less. The tipping.....many people feel that they are not really getting a full service where someone is actually waiting on them and thus do not tip as much.
Restaurants can install HEPA filters in their HVAC system. I have several clients that have done so. You look at air flow in the restaurant and minimize direct passage over multiple tables. Portable Plexiglas shields can be placed between tables that cannot be spaced 6-8 feet apart. Some locations are doing ok with outdoor seating...guess what, that is soon to go away as we move to the winter months. Guests wear masks until they arrive at their tables and all servers and bussers wear masks. Restaurants need at least 75% of their capacity to really survive.
Closer scrutiny of residential care, convalescent care and assisted living to include more testing of staff and residents. Provide much more details about the comorbidity information to everyone in a easy to understand method. It doesn't do anyone any good to just list the 'high risk conditions' We now know percentages of comorbidity. Get that information to everyone, especially those who are in those categories. Highly recommend N-95 masks or at least HEPA filtered cloth masks for those individuals and encourage they limit their contacts throughout the day. Employers should make 'reasonable' accommodations for those individuals as they currently do under ADA.
People are resisting temperature testing due to bullshit information out there about retinal damage and brain cancer......so we need to get information about the safety of such infrared testing.
Gyms, barber shops, hair salons, nail salons, day spas, tattoo parlors, inside dining, shopping center retail, amusement parks, child care facilities, are some of the current businesses not being able to survive. Each of these industries are smart and can develop ways to reduce exposure. We cannot eliminate ALL exposure. I don't have time to give you details for each industry, but a key is the minimization of people being in each other's breathing zone for long periods of time. Obviously, masks would need to be worn in barber shops, hair salons, tattoo parlors, shopping retail, child care, etc. Partitions can be placed between nail technicians and customers....Cashiers can have partitions at customer checkout.
Assemble leaders in each industry (and not Newsom's current 'business council', but small business people who are on the front lines of their operations) and have them develop protocols they think they can implement.
Our government gives business little credit for innovation....politicians think they have all the answers. But since they have never really worked for a living, most don't know shit about anything. Go to the industry leaders....they will find the answers.
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All of these problems, renters can't pay, landlords can't pay, mortgage servicers can't pay, businesses are struggling.....are symptoms. When you shut down our economy and show little desire to reopen fully, that is the problem.
We now know far more about this disease today than in March. But many of our politicians are using the same mindset now as in March. We cannot stop every infection. Unfortunately we cannot stop every exposure. But we live with 'risk' every day of our lives. You get on the freeway....you climb in the shower, you walk across the street, you climb on a ladder, you swim in the ocean or pool, you ride a bicycle.....and the list goes on.
Use common sense, put reasonable mitigating risk controls in place and move forward.
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+1
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Just remember, the shut down was to soften the curve. We were told it wouldn't be permanent. That was a lie.
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I think most of the suggestions Jazz recommended are already in place and I don't see how they would help with evictions for missing payments from March-August. And if renters are evicted there won't be a big pool of tenants to fill in either.
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Lots of good points above - credit where credit is due
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just so many variables out there...some of these ideas seem to cover 80 percent of the general issues (that was out of my butt btw)...finetuning some of them to cover every last person has its own perils
maybe after 6-8months of everyone qualifying...there can be some simple means testing...banks are good at that shit.
unfortunately, you get a small portion of people that want to game the system...happens every time with big money dole-outs
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...and that's why there are warning labels for everything and there are Darwin Awards. 
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always had a few super-rich clients trying to game every possible financial situation out there...like a game they were playing.
many of these same people were huge charitable doners the whole time
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Oh boo freaking hoo. Landlords are vultures anyway, I'm not losing any sleep over them having some tenants who are paying late. They're running a business. Sometimes businesses lose money.
Also this:
I find the lack of empathy here worse. Its not like people don't want to pay rent. This is a pandemic where millions lost their job. They want help to not lose their homes or end up on the street.
Its easy to critique other people's struggles while you have the disposable income .....
Agree 100%. About a quarter of our country is unemployed right now & I'd wager another 50% is underemployed. Everyone is struggling right now. There's a lot of people going hungry & going without their medication because they can't afford it.
Landlords can shove it.
Also, that 75% of the rent from Sept-Jan isn't just disappearing. That's going to get paid back too, and there's a 12 month repayment period for it. So people aren't just being greedy & being lazy... it's all going to have to get paid back because boohoo if a landlord loses a little money on an investment. As Democratic as CA claims to be they sure love their trickle down economics 
Yeah I'm a democratic socialist. Triggered yet?
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Maybe those fucking people should be saving their unemployment for these things instead of buying HD TVs and shit lol.
A ton of non tax payers getting relief when they never had a fucking job. A lot of manufacturing jobs out there for the less educated but just the last few weeks have people been applying.
Landlords do take a risk - that is why parking structures and strip malls are the way to go if you want income property.
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I am not sure paying back rent is workable either...adding 30-50k of debt to someone who had to shut down their job? this is where people start to go postal or get suicidal
getting deferrals on a car or other debt they had before this all started should seem reasonable to even the ones that lost their income for the time being...going past a whole year?
the people that own real estate, personal residence, or rentals should have their loan payments moved to the back of the mortgage with zero interest.
maybe a small amount of rent that could be made up? a portion of operating costs/taxes (half?)
some of these rentals with mostly loans on them? could go back to the bank anyway...that is why something like this could work out
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I'm all for a gov that understands business and is less concerned with health insurance for illegals and creating a sanctuary state.
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I am renting my condo in West Palm 5 minutes away from down town in a very safe neighborhood for just 1500 a month , witch is cheap for a 2 bedroom apartment
The young couple who live there are always late and this month they told me won’t have the entire rent money ,I am happy with what they can give to me .
I can’t be an asshole during this time and is also hurricane season in Florida , they are a nice couple from Venezuela , maybe is not a lot of money what I get from renting it but it help specially when I will be leaving to South America anytime , even 1500 a month is still good .
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Victoria, you are obviously a good person. I’m been accommodating as well by reducing rent when needed. But, the government should not force anyone to sacrifice their assets by setting rules for some that will game the system. The idea of suing for back rent is lame. A judgement against someone with few assets is worthless and one more headache.
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RainMaker1964 I totally agree with you , I am staying here a little be more than I normally do and I can see the difference... .
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Never thought I’d say this, but DeLaine +1 ...
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The simple answer to allow businesses to reopen and allow them
and the public to decide how to protect themselves.
The CDC data indicates that 80% of the people dying of Covid-19 are over 65 of age.
10% between 55-64.
Only 10% were under 55
And about 2% of those who died of the virus were under 25.
According to the CDC you have a .4% of dying from the virus.
Yet Dem governors and mayors continue to keep their states
and cities shutdown and destroy businesses and put people out of work.
Without revenue from businesses there is no government, yet state and
local officials have no problem keeping their source of income shutdown.
CA will be a world of hurt next year with destroyed businesses, high unemployment,
and a lack of money to operate the state efficiently.
I believe the end game is to take away your freedom and control your life.
Off course these rules don't apply to the politicians who have made the rules.
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I have been in the specialty chemicals and pharmaceutical industry for many years so I deal with risk issues every day. One of the things that has always fascinated me is how people perceive and tolerate risks. In my experience, most people seem to have a very low toleration for low risk activities that are out of their control but a relatively high toleration for high risk activities that they control. For example, if a food is contaminated with a carcinogen such that the theoretical risk of getting cancer is 1 in 10 million this should be, from a rational standpoint, an acceptable risk and not of any real concern. However, very few people with accept this risk because they don't want their food involuntarily contaminated. Yet, these very same people are nonchalant when informed that the radon levels in their basement are high and the cancer risk is 10,000 times greater. Or people will drive their cars recklessly even though the risk may be significant because they are in control. I believe COVID-19 is in the low-risk/low toleration category so people that can will take maximize precautions to reduce exposure - not going to restaurants, malls, etc. Nothing the government, media, etc., says or does is going to change this perception.
I have been in the mid-Atlantic region the past month and most places I have visited are relatively open. The crowds in restaurants, malls, stores, are significantly reduced. Therefore, I do not believe that most economy will return to normal until people perceive COVID-19 is under control.
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Finally some justice with all that stupid rent raising..
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@Quat, I like your points.
However I believe younger people have need to socialize and will take
the risk of getting the virus by attending restaurants, bars, nightclubs, concerts,
sporting events, etc. Older people tend to be risk aversive and won't attend
these activities as much.
Besides younger people are least likely to die from Covid-19 as the data
from the CDC has indicated.
Businesses and school need to re-open and let the people decide how much
risk they want to take.
Politicians, mainly Dems, ignore the scientific data and dictate what they
believe is best for the people.
Politicians, mainly Dems have made heath issues political and look what a mess
it has made, 
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The problem is that most landlords don't run their rentals like a business and are very haphazard.
The rentals I have in south and central Calif. are pretty much paid off and I use the equity to fund other projects and because of that was able to decrease the rents for all my tenants, who are all great.
But I also don't run my business in a predatory fashion with only the bottom line being the focus. It's gotta be about people NOT money.
Atticus Finch
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Oh boo freaking hoo. Landlords are vultures anyway,
WOW...that is certainly a generalization if I ever saw one.
Not all rentals are owned by big multi-million corporations.
Lots of units out there owned by general people who don't have fortunes to fall back up. They are often still paying their mortgage on the building and have the various maintenance expenses that occur whether rent is paid or not.
This is a pandemic that no one planned for, but to arbitrarily throw the landlords under the bus is pretty lame.
It isn't a factor of a renter paying a little late. What this law is that renters can't be evicted for any missed payments from March through August and the renter only has to pay 25% of the rent from August to January. Anyone who actually believes these landlords will actually get paid for all past rent is a fool. As soon as January rolls around, I would expect some people will just move out of their existing places and stiff the landlords.
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"mainly Dems" making this political is laughable. Both parties have made it political. Let's not forget, Repubs have the majority in the Senate & they have the White House too, so trying to put the mess we're in on the "mostly" Dems is ridiculous. Both parties have screwed you over, and trying to pretend like one has done it more than the other is only going to hurt you in the long run.
Maybe those fucking people should be saving their unemployment for these things instead of buying HD TVs and shit lol.
A ton of non tax payers getting relief when they never had a fucking job.
I have news for you, but if you're not a taxpayer you can't get relief, and if you never had a job you can't get unemployment. Sure you can file for the stimulus if you haven't filed your taxes, but lol get ready because the IRS is comin' for you afterward.
The idea that people are not paying rent right now because they're lazy is preposterous.
Being poor in this country does not mean you've been lazy. It means that you've got the odds stacked against you in a post-capitalist economy that favors the wealthy. You can't get a college education in this country unless you're wealthy (or go into significant debt). I'm sure there are some people who are buying TVs with their unemployment - but hey, do you want the economy to survive or not? That's how it works when our economy is built on consumer goods. You want Target to stay open, then people are gonna have to buy some TVs.
The lack of compassion here is absolutely gross to me. Who cares if illegals have healthcare? We should ALL have healthcare, and don't give me that BS about "access to affordable healthcare". "Access" is a less disgusting way of saying "the option to purchase" and that doesn't cut it for people who can't afford to purchase it to begin with.
God forbid any of you ever need any help & end up being told to bootstrap it or else.
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Delaine....the $1200 stimulus checks were given to anyone who FILED a tax return....they may NOT have actually paid any taxes, i.e. got virtually all of the amount paid back.
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As I understand it, the renter has to pay 25% Sep-Jan to avoid immediate eviction. The remaining 75% is still due & has to be paid within 12 months of the end of the moratorium. I could be wrong, I'd have to read the bill text.
But yeah landlords are vultures. I don't buy that they aren't making a profit when they're raking in 30k/mo in rent on a small building. Even if half of that is expenses that's still a significant profit, and that's gross. Maybe it's legal but it's morally reprehensible at a time that a lot of people can't even put food on the table.
If I'm wrong then change my mind.
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If someone is making little enough that they get their taxes refunded & still get the stimulus check... then they probably need the money.
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