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^upstanding citizen right here!
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I do hope that you are eating just P, B & J by choice? And you're eating it on bread also (lol). You can go out... for a walk or hike, a short ride in your car, a trip to the store ... but you have to pretty much stay away from other people. It's been fairly easy with all of the cloudy and rainy weather we have been having, but when the beautiful sunny and warm weather gets here, we will have mass rebellion from people who will go outside no matter what the gov, mayor or health professionals say.
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there are other ways to pay rent...
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I have to pay rent still 
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No... you have to pay... just not right now. Whatever rent you skip... you still owe. They just can’t start eviction until June. So it’s better to pay now if you can.
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Don’t pay rent now. Get evicted in a month or two. Good luck trying to find a new place with a history of non payment and eviction.
Pay if you can. If you can’t, keep records proving you can’t. And you also have to notify your landlord within certain time frames.
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The govt has made it unlawful to evict a tenant during the pandemic. That said, it would be best to speak with your landlord and advise them of your situation and make arrangements. My understanding is that you will have up to 12 months to catch up on the rent that you have been unable to pay. For many people, this is going to present quite a situation as they may not be able to pay their back rent now. Will still end up evicted. And poor landlords will be out of the money. Situation kinda sucks all the way around.
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Do you want some company Boo? Hollahbak!
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I like coming outside too. But you have to be creative
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The coast isn't clear, restrictions will be very slowly lifted and could be put right back in place depending on how things go.
Considering viruses really don't care about economics or your sanity; I expect multiple resurgences until a proper vaccine and/or medicines are available to the general public. Hopefully effective stuff comes through sooner than later.
Also. Pay your rent if you can. Be nice to your landlord (Even a jerk landlord--confuses the hell out of them)
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Shut up bitch.
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It will be interesting to see what the plan in CA to revive business after the
shutdown is lifted. The longer the shutdown continues the more difficult it
will be for many businesses to reopen. Many small businesses will probably
never reopen regardless of the stimulus money.
It already appears that the restaurant industry is already destroyed in CA.
The fact that the shutdown has been extended to May 15th, is bad news
for the business community. After May 1st, the business community will
be begging to the shutdown to be lifted.
In CA it seems the cure is worse than the disease.
We are destroying lives to save lives.
If businesses are not allowed to open soon, the most popular activity
on HX will be blogging since many members will have changed their
financial priorities.
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Clearly when you look at infection rates ,severity of symptoms and ultimately death rates something else is going on
The government has wrecked the economy for a relatively small at risk population
I live part time in Vegas. That young healthy population has been bankrupted
For what ? To protect obese,sick and elderly that with appropriate precautions should be managing their own risk
We are not all in this together. People with guaranteed jobs, pensions vs those without will start havoc
Let the games begin.....
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You can go outside. So, come on over, I'll cook you a steak! Leave the PB&J at home...
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OMG
U
R
MY
P n J Sammy Sister QUEEN
I didn't know I was the ONLY 1 eating P n J like it's going out of style!
Min 2 aday!!
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Ps
Now is the WORSE time to leave
Coast/ghost is not Clear
As we are revving up and spiking more cases
As we are bout at the peak... and should level out
And go down what few weeks in May
?
I'm def ---making a few decisions righy now... to be revealed!! Lol
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Reading this blog reassures me that I did the right thing sixteen years ago selling my rental property and paying off my home. I had a crappy tenant who barely paid the rent and left holes in the walls when she moved.
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I've cut bread out my diet. Now it's lean red meat (Ribeyes) Super lean burger meat
(Sprouts... Best meat around till I get to my butcher up North!) I've replaced PBJ's with oatmeal and egg whites. But these panic shoppers are now drinkin' my milk. It's never in stock anymore.
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Just wait until the landlord comes knocking for the past due rent(s).
Better start packing now..
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Did somebody say gggggg ghost?
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We need to balance the need to open the economy with keeping the number of infectious below a certain number. My hope is we can do this with comprehensive testing and contact tracing, but we need to be aggressive about building up a sizable testing infrastructure here in this country right now. Presidential leadership is paramount. My fear is Trump doesn't have what it takes do do that. I hope and pray I am wrong.
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OCCityBoy2 , I still have to pay rent and we are home with my son and dog, 30 days now!, I prefer to pay my rent instead of having my pain in the ass fat ass land lord coming here !
How are you BTW, miss OC )-: but I am doing good, working out every day
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The aftermath of this is going to be a cluster-fuck for credit ratings and rental agreements etc. but I agree with the other posters that if you can pay you should. There will have to be accommodations made in the market but if you don't pay rent for the 3 month no eviction window you will still owe the rent back payment over the next 12 months and a default will destroy your credit.
Post COVID there is a chance that the balance of power will shift between renters and landlords putting a ceiling on rents and lowering required credit scores to secure a lease but don't hold your breath.
Better PB&J & Ramen now and a roof over your head in 2021-2022.
Stay safe
Nick
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The following are things you can do to deal with the social distancing that have been imposed on us (for our own good) by utilizing the Stimulus Package that was passed by Congress.
PAY RENT IF YOU CAN; TALK WITH YOUR LANDLORD IF YOU CAN'T
Since most people don't know when they will be making money again, you should speak with your landlord and explain that you need to preserve your funds for necessities and that you need to delay paying rent until you start making money. You can't be evicted during the pandemic since you are being forced to not work, so you are justified to not pay rent.
Landlords are typically sympathetic, especially since they also have the ability to stop making payments on their mortgages (see below).
LANDLORDS & HOMEOWNERS WITH MORTGAGES (ASK YOUR BANK FOR A FORBEARANCE)
Landlords and (home owners) that have mortgages should call their banks for a forbearance on their mortgages. And if you own a house like I do, even if you don't need it, call your bank for a forbearance (delay in paying your mortgage). They will just add the missed payments to the end of your loan (extends the length of the term of your loan). Banks are being flooded with cash by the government to encourage banks to make loans.
ECONOMIC IMPACT PAYMENTS ($1,200 FOR MOST PEOPLE)
If you're an individual who has paid taxes in 2018 or 2019, check to see if the federal government has direct deposited the economic impact payment (for most people, it will be $1,200) into your bank account by Wednesday of this week. If you didn't receive it, go to IRS.gov (link attached) to submit your information to get the payment.
Even if you didn't pay taxes in the last two years, and you're self-employed, I believe there is a way to get the economic impact payments through the same link that I provided staring this Wednesday (it was announced today by the Treasury Secretary).
SMALL BUSINESS - PAYCHECK PROTECTION PROGRAM
Lastly, small businesses with employees (even if the employee is just yourself) should apply for loans through the Paycheck Protection Program (PPP) program; the loans are meant to encourage employers to keep paying employees during this crisis; businesses that keep their employees on the books get their loans forgiven (it is free money for businesses).
Hope this helps.
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CONTINUE SOCIAL DISTANCING
In terms of stopping social distancing, it is important to wait until government officials say that is it ok to move freely as we did before. The danger posed by the virus is not restricted to just old and sick people; there are people in their 20's, 30's, and 40's dying from it as well. And the danger to all of our family and friends that we care about will automatically prevent us from prematurely opening up the economy.
If we don't wait until widespread testing starts, the virus will come back in a second wave, more people will die, and the economy will be hurt even worse than it is now.
Stop listening to people who say that we need to open up the economy quickly; if we do it too quickly and the infections increase again, it will be much worse than if we waited. Those who keep on complaining about the economy should research the stimulus package and understand that $2.2 trillion dollars is being pumped into the economy to prop it up.
Only listen to the health experts when it comes to the virus; you won't be allowed to work until the government says it is safe to do so.
Lastly, the entire world is in the same boat. Think of the economy as being "frozen" in time until this is over. Of course the situation is bad, but it would be much worse if we didn't try to curb the spread of this virus.
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^I'm not sure we have the will to continue to social distance for another year or so until we get the vaccine, nor the will to get a proper testing infrastructure in place, which may mean, by some estimates, testing 2-8% of the population on daily basis. Letting the economy go for another year and a half might cause more misery and death than just letting the virus go through the population.
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We would need more than the 2.2 trillion to pump up the economy to keep things from getting very bad. That's just the first wave.
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On a long-term shutdown of the economy: “I don’t think you can force hundreds of thousands of small business owners to voluntarily shut down and let failure happen to them,” an economist said. “They won’t do it, the public won’t support it, and frankly I don’t think local authorities would stop them.”
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I'm not saying I don't agree with you on what we SHOULD do. I just don't think it will happen.
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Think "long-term" shutdown here.
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Didn’t reas the whole blog. Stopped at where I found out I didn’t have to pay rent!!🙏🌙
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I get 60 off my next car insurance bill, big Whoopie !
Walked to the bank, stopped at a sandwich place and brought lunch home.
Dicked with EDD , and filed the tax extension. Ya I'm special case. 
Where did the time go today.
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@Fidelity999, I'm with you. Somethings up. I don't understand why retirees and
disabled people are getting a stimulous checks. I am retired and was surprised that people
not in the workforce are getting money. Why? Most retirees and disabled are not financially
impacted by the shutdown. We still get our monthly check.
Also I read that many welfare recipients will get a boost in payments.
Also many businesses that were on the brink of bankruptcy prior to the shutdown
will be able to get money.
The stimulus money is not FREE! The taxpayers will eventually foot the bill.
We need to get back to work ASAP!
Too much borrowed money in the system will lead to inflation.
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A solution will be reached. It has to be. Plus the entire world is working on finding solutions for it now.
No country wants to remain closed like this, but if they are, you know the illness that is caused by this virus must be very serious.
And yes, more than one stimulus package is being contemplated. $2.2 trillion is not enough. People should capitalize on what is being offered while they can.
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“The government has wrecked the economy for a relatively small at risk population”
It’s a tough call to make. Because we aren’t experiencing the extremely high levels of loss, possibly because of the mitigation, we can’t see what the devastation could have been.
If we didn’t sit down and we hit the projected 200,000 deaths... would we look back and say we should have shut down?
It’s a value judgement. I think they did the right thing.
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What people don't understand is that the daily numbers actually show you the failure of our medical system.
Two weeks ago, the rate of death was between 1% and 1.4%, which is the rate of death for this virus where hospitals could handle all of those who require hospitalizations. Those deaths were unavoidable.
The rate of death now is 4%. The difference, the 2.6% to 3%, are people who died because hospitals couldn't handle the number of infected people who needed to be hospitalized and intubated (put on a respirator). That is due to several reasons (see next post).
So, how many people could have died without any social isolation? I've seen numbers as high as 11.5 to 13 million dead Americans (which is actually conservative). Why?
It is widely reported that 40% to 70% of all Americans will eventually be infected by the Coronavirus. If the rate of death would be like Italy and Spain's 10%, because of the healthcare systems being overwhelmed because of no social distancing, that would mean 13 million to 23 million dead based on a U.S. population of 330 million. The death rate would actually be much higher than 10%.
For those who would like to open up the economy quickly, which economy can handle that many deaths? How many people essential to our economy would die needlessly? Social distancing works.
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This is the explanation of why our medical system can't handle all of those who are sick with Coronavirus. I know that it is political, but this explanation is based on facts:
Deaths greater than 1% to 1.4% show our healthcare system's inability to handle all those who are gravely sick with Coronavirus. So as we see the death rate in America rise to 4% today, and will likely get much higher in the coming days, that is proof that we don't have enough ICU beds, respirators, and PPE (personal protection equipment) for our medical professionals. Many doctors and nurses are getting infected needlessly because we were not prepared for this virus.
So why weren't we prepared?
1) the privatization of our healthcare system, that runs hospital ICUs at near capacity to save money to increase profits, was not meant to deal with disasters like this. This needs to be changed.
2) several administrations didn't replenish the national stockpile of medical equipment since 2003 (G.W. Bush, Obama, and Trump can be blamed for this). We have been warned repeatedly that a pandemic like this was possible, there was plenty of planning done to prevent it from killing thousands of American lives and the erasing of trillions of dollars of economic value, yet several presidents failed to act because they had their own disasters to deal with (9/11 and the 2008 financial crisis).
3) the fact that Trump simply acted too late because he cared more about the stock market than American lives, or he was simply not smart enough to appreciate the gravity of the situation. Had testing and social isolation occurred earlier, the mess that we are in would have lessened greatly. Maybe it would have taken just one month to get this whole thing under control (and the economy reopened) if Trump would have acted more strongly in January. And Trump's claim that he closed down flights from China (on January 31) is simply false; more than 400,000 people have traveled from China to the U.S. since he supposedly stopped flights from China.
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^ Great posts.
At the end of this we will need to assess what caused this mess.
As he said, plenty of mistakes were made. A lot of blame is solidly on Trump, but he is not the only one.
And the idea that we had a great economy and this shut it down--we are seeing how wrong that idea is.
Things were not so great because the prosperity was not properly managed, supplies were not set aside for a pandemic that was well predicted and known to be possible. Interest rates should have been inched upward and the market moderated.
The economy and national readiness (defense really) were neglected. For centuries, the idea of taking some of the extra in good time to set aside for bad has been part of good government.
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Great input here. But combining multiple entries by the same person would help to extend this blog. Is there a word limit per entry? Thanks for sharing some really good info. Stay well everyone.
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Also we focused so much on pursuing needless and endless wars, with a military budget at an obscene rate that we overlooked the true needs of the American people, such as pandemic planning and making healthcare to include all. I hope we learn something.
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@mildlyamusing19: I haven't seen any news reports blaming any perceived increase in death rate on hospitals being over capacity. Where are your news sources? Are people being muzzled?
Secondly, I've never seen any credible models (including my own) saying that 10-12 million people would die from this if we did nothing. The numbers have been 2.2 million - 4.5 million, with the latter being at the high end due to overcrowding of hospitals. Where are your models/sources?
Thank you
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