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arsmemori2
Santa Ana, OC, CA
3 blogs/10 comments
since Jun 7 2021

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Can somebody PM me if they’re a realtor?
Jan 30 2024 04:40PM more by arsmemori2
Tags: Orange County, Current Events (All tags)

I’ve been in Irvine for about four years and I moved in during Covid and it was like it started out at 21 some thing and 21 and some change and then it’s 7 to 2369 which wasn’t bad but with utilities and everything each month they come to 28 almost 2900 well, I got a notice on my door to renew my lease and because a month month I didn’t renew it because I thought I was gonna move out by then. And now it increased by 3132. That means I won’t be paying $3700. I’m not doing that they only gave me 30 day notice which I’m supposed to get more than that but that’s not the problem. The problem is is that my credit is not the best even though I’m paying 16.9% on an Audi that is only supposed to be 500 and I’m paying 800 but hey it’s all good you know it’s all good and not just that I mean I can’t even get a $300 credit card let’s just be honest and I have nothing on my credit because I don’t I’m not even able to get anything so I need somebody to help me out and if there’s anything that you could do to help me out I do have I mean I will obviously wouldn’t wanna get you in trouble but now days they have this is the system when you move an apartment where they can scan it and it’s pretty much where it it shows where it I mean I know my bank statements will show that I make over 80 grand that is that I do not have to change right so I can use my 1040s but the thing is I only did two honest ones and they want three And Basically I just I was freelancer and I did hair because I used to do hair so my problem that I’m running into is that is that I have no idea what to do about that and if there’s a software system because now they want you to make three times the rent which is over 90 grand an in and I’m sure my bank statements cause I got two accounts I’m sure I made about around eight-ish but the thing is I don’t have any and I can say I’m a freelancer but I but then I mean that is is this is Chris it’s complicated because they want the 1040s but I do have to like alter the 1040s because I was they want money back so therefore I’m just gonna keep it at that so anyways so of course stuffs being altered I just need somebody that can help me do you if you can PM me I don’t wanna get you in trouble but I’m responsible I pay my rent on time All right like I said I am not a flaky person. I need a home and I need a stable home or else I cannot function I’m too old to be doing this. This is not breaking down type stuff so please contact me. Thank you very much.
      
There are 7 comments on this blog.
NickSgv
SGV, LA, CA
57 blogs/1876 comments
since May 6 2019

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Jan 30 2024 08:20PM     link to this

I've been in Irvine for about four years, and I moved in during Covid. Initially, the rent was around $2,121, and then it increased to $2,369, which wasn't bad. However, with utilities and everything, the monthly expenses amounted to nearly $2,900. Recently, I received a notice on my door to renew my lease. Since it's a month-to-month arrangement, I didn't renew it, assuming I would be moving out by then. To my surprise, the rent has now increased to $3,132. I cannot afford to pay $3,700, and despite the short 30-day notice, I am facing the challenge of renewing my lease.

The issue is compounded by my less-than-ideal credit situation. Even though I'm paying 16.9% on an Audi, which should be $500 but is actually $800, my credit score is not great. I've been unable to secure a $300 credit card, and my credit history is virtually nonexistent. I need assistance in navigating this situation.

While my bank statements demonstrate that I earn over $80,000, I only have two honest 1040s, and they require three. As a freelancer in the hairstyling business, I find myself in a predicament. The rental requirements now demand an income three times the rent, which is over $90,000. I believe my bank statements from my two accounts indicate earnings of around $8,000, but the challenge lies in proving this officially.

Given the complex nature of my situation, I'm unsure about the next steps. If there's any software or system that could assist me in presenting my financial situation accurately, I would appreciate guidance. I understand the importance of presenting authentic documentation, but altering the 1040s seems like the only option. I don't want to create any legal issues, but I'm desperate for help.

If you can provide assistance, please private message me. I don't want to put you in jeopardy, but I assure you of my responsibility in paying rent on time. I need a stable home to function properly, and I'm too old for these challenges. This is not a breakdown; it's a plea for support. Please contact me. Thank you very much.
moneytrain
Downey, LA, CA
8 blogs/228 comments
since Jan 31 2008

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Jan 31 2024 05:56AM     link to this

Thanks Nick. Because I could not understand the problem, now it makes sense
remo_williams
Irvine, OC, CA
17 blogs/1177 comments
since Feb 14 2006

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Jan 31 2024 11:40AM     link to this

Thanks Nick - easier to read.

OP, a couple of thoughts - not trying to be negative, but some observations.

No pictures - and only one newtwork rating since 2021.
This site is what it is, you want more income, show us why we should visit you.

You might consider listening to a few Dave Ramsey or simular videos on-line - I'm sure he might say something about the audi.

Best of luck to you - I hope everything works out for you (and seriously consider beefing up your profile to encourage people to contact you)
mark1224
Santa Barbara, Central Coast, CA
216 blogs/2202 comments
since May 30 2009

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Jan 31 2024 12:37PM     link to this

Under a different profile she had many good reviews
GinaGalaxy
MO
766 blogs/4596 comments
since Jan 8 2017

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Jan 31 2024 01:18PM     link to this

You can file 2023 now for ur 1040

U should just apply to other apartments that work with credit

They will check your rental history see u been on time. They will check your credit and u can put a hire deposit.

To lower your rent u need to get out of Irvine

And all that cost of living is High!

Some places will take a average of your last 3 months bank statements for a gross average

Or like 2-3 years of tax for an average.

Needing a realtor isn't really gonna do anything

Cuz u won't get approved for a conventional loan and I'll need a down payment.



Maybe try looking in the IE or Anaheim etc for cheaper rent...

A realtor might represent homeowners listing their property to find really good tenants.


Perhaps try a property management company that's small and manages a bunch of apts in different neighborhoods in a region.


Angler1
CA
90 blogs/5964 comments
since Jan 6 2008

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Jan 31 2024 02:21PM     link to this

I hear rent is cheaper in Lompoc.
vince2001
Glendale, SFV, LA, CA
2 blogs/1028 comments
since Jul 3 2016

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May 2 2024 11:09AM     link to this

I am not reading all that.

Please summarize everything into a meme, please.
There are 7 comments on this blog.